Reality Check Lesson — Honest Numbers Worksheet

What it does

• Current-state intake — an editable form where students enter their starting numbers (savings, income, expenses, debts)
• Goal and gap calculator — once the numbers are in, the lesson shows the gap between today and the goal in plain language
• Assumptions audit — a list of the assumptions a student is making and prompts to mark which are 'safe', 'risky', or 'unknown'
• Stress-test scenarios — three what-if scenarios (best, base, worst) recalculate the gap so students see the range
• Decision triage card — a closing block that helps students decide between 'proceed', 'adjust the plan', or 'wait and rebuild'
• Action steps and check-in date — the lesson ends by translating the result into the next three actions and a date to revisit

Best use cases

• Personal finance and money coaching — runway, debt payoff, retirement-readiness reality checks
• Career and professional coaching — financial diagnostic before a job change or pivot
• Business and entrepreneurship — runway and burn-rate reality check for founders and freelancers
• Health and fitness — honest baseline assessment before setting a transformation goal
• Time and capacity coaching — auditing real available hours versus planned commitments

What you can change with your DNA

When you run this through the remix skill, your CCOS DNA — brand, voice, audience — drives these decisions automatically:

• Colors — slots for page background, intake-form surface, gap-display accent, scenario-card colors (best/base/worst), and the decision-triage block
• Fonts — a confident display font for the headline numbers and gap and a clean body font for the form labels and assumptions list
• Copy — intake field labels, goal and gap explanations, assumptions list, scenario descriptions, decision-triage options, and action-step text
• Images — small icons for each intake category and the three scenarios, plus any reassurance imagery to soften the diagnostic feel
• Behavior — toggle whether the calculator saves results, whether students can run the scenario sliders interactively, and whether the page exports as a PDF reality-check sheet